28Mars · Banking in AUD

Get Paid Your Way at 28Mars: PayID, Cards, BPAY and Crypto

28Mars runs its cashier in AUD with four payment families on the menu: PayID, bank transfers with CommBank, ANZ, Westpac and NAB, BPAY, and a crypto option covering coins such as Bitcoin and Litecoin. Which one is fastest in practice depends less on the casino and more on how each underlying rail is built — worth knowing before you pick one for a withdrawal.

PayID and bank transfers

PayID runs on Australia's New Payments Platform, the same infrastructure behind Osko transfers between major Australian banks including CommBank, ANZ, Westpac and NAB. Payments sent this way settle between financial institutions in minutes rather than the one-to-three business days a standard BSB-and-account transfer can take, because NPP was purpose-built for near-real-time clearing. A PayID deposit or withdrawal at 28Mars rides on that same rail, which is why it tends to be the quicker of the two traditional options once the operator's own processing step is done. BPAY is also on the menu for players who prefer to pay through their existing bank app.

Card deposits

Card payments go through the usual scheme rails (Visa, Mastercard) and settle on the timelines those networks define, which is typically faster for a deposit than for a withdrawal back to the same card. One AU-specific wrinkle: some Australian banks apply their own restriction to transactions coded as gambling merchants, independent of whether the operator is licensed anywhere. A card decline at the point of deposit is frequently that bank-side rule rather than a problem with the casino's payment processor, and switching to PayID or crypto is the usual workaround players report.

Bitcoin and Litecoin

Crypto deposits and withdrawals depend on the coin's own block time rather than a banking cut-off. Litecoin targets roughly a 2.5-minute block interval; Bitcoin's is roughly ten minutes. In practice that means a Litecoin transaction usually reaches a typical confirmation threshold faster than an equivalent Bitcoin one, all else being equal, though network congestion on either chain can still slow things down at busy periods. Because crypto values move independently of AUD, the amount that lands in a wallet can differ from the amount that left the casino balance if the coin's price shifts between the two steps — a property of holding value in crypto, not something the operator controls.

Verification before a withdrawal

An identity check tied to the first withdrawal request is standard practice across offshore casinos rather than something unique to this platform: a government-issued ID and, in some cases, a proof-of-address document. Submitting these at account creation rather than waiting until a withdrawal is requested is the main lever a player has over how long that first payout takes, since the review itself happens before funds move rather than in parallel with it.

What actually affects payout speed

How each rail is built, independent of any single operator's processing time
MethodUnderlying railWhat can slow it down
PayIDNPP / Osko, bank-to-bankUnverified account, bank-side fraud checks
BPAYBPAY biller networkBank processing cut-off times
CardVisa / Mastercard schemeGambling merchant-code blocks, refund caps to deposit amount
BitcoinBitcoin blockchain, ~10 min blocksNetwork congestion, low fee priority
LitecoinLitecoin blockchain, ~2.5 min blocksNetwork congestion, wallet confirmation settings

Set up PayID or your bank in the cashier and get your welcome offer working the same session — play now and deposit in AUD.

Frequently asked questions

Some Australian banks decline or flag transactions carrying a gambling merchant code as a matter of bank policy, separate from whether the operator itself accepted the card. PayID or crypto typically route around that specific block, though each carries its own considerations.

On the blockchain side, yes as a rule: Litecoin targets a roughly 2.5 minute block time against Bitcoin's roughly 10 minutes, so a Litecoin transaction generally reaches typical confirmation thresholds sooner. That is a property of the two networks, not a promise about how quickly the operator itself releases a withdrawal.

Identity verification tied to a first withdrawal is standard across offshore casinos, 28Mars included, and usually asks for a government ID and sometimes a proof-of-address document. Doing this at signup rather than waiting for a withdrawal request tends to avoid the delay it otherwise causes.

Most casinos in this category, and this platform is no exception, require the withdrawal method to match the deposit method where technically possible — a card deposit typically has to be refunded to the same card up to the deposited amount before any balance moves elsewhere.

Play within your means. 18+ only. If gambling stops being fun, Gambling Help Online (1800 858 858, gamblinghelponline.org.au) is free and confidential, and BetStop — the National Self-Exclusion Register — can block access across licensed and offshore sites alike.